Guides
Car Financing Guides for Canadians
Straightforward answers about auto loans, leasing, credit, and tax — written for real buyers in Ontario and across Canada.
6 min read
Ontario Car Sales Tax Explained (2026)
How HST works on new and used vehicles in Ontario, how private sales are taxed differently, and how to budget for tax on your next car.
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What Credit Score Do You Need for a Car Loan in Canada?
The real credit score thresholds Canadian lenders use, what rate to expect at each level, and how to qualify if your score is below 600.
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Buying vs Leasing a Car in Canada: Which Is Cheaper?
Side-by-side cost breakdown of buying vs leasing over 5 years, plus the situations where each one actually saves you money.
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